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Deidre Kay

Senior Loan Officer | NMLS #223591

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My Mortgage App

State Lic UT #5489282

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IF YOU’RE LOOKING AT GETTING PRE-QUALIFIED, OR JUST EDUCATING YOURSELF ON YOUR MORTGAGE OPTIONS, TAKE A PEEK AROUND!

Get To Know Deidre Kay

I AM DISCIPLINED, CARING, AND MOTIVATED—TRAITS THAT I WILL EMPLOY TO HELP YOU ACHIEVE YOUR HOMEOWNERSHIP GOALS.

“Vision without action is merely a dream. Action without vision just passes the time. Vision with action can change the world.” — Joel A. Barker. My team and I have over 25 years of mortgage experience, so you can count on us to find you the best financing option for your unique situation. I am disciplined, caring, and motivated—traits that I will employ to help you achieve your homeownership goals. I believe in Team 101’s philosophy of simplifying the mortgage process through superior knowledge and expertise. Going the extra mile for each and every one of my clients is just part of the package. When you’ve got the right loan officer and team behind you, the process is not only easy, but also enjoyable!

Deidre began her career in the mortgage industry in 1991. Since then, she has won numerous awards for high production and customer satisfaction scores. Born in Bountiful, Utah, Deidre now calls Murray home. She is married with three children, and she likes to spend her free time vacationing, boating, ATV riding, and enjoying her family.

Team 101 Loan Programs

INFORMATION ON THE DIFFERENT LOAN PROGRAMS OFFERED BY DEIDRE AT TEAM 101 OF ACADEMY MORTGAGE

Calculate Your Mortgage

CALCULATE YOUR APPROXIMATE MONTHLY PAYMENT AND WHAT YOU CAN AFFORD.

Conventional Mortgage Calculator

Conventional mortgages are ideal for buyers with good credit and money to put down. They typically require a higher down payment, usually 5%–20%. They also have higher income and credit score requirements than government loans. Typical fixed-rate loans have a term of 30 or 15 years.

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FHA Mortgage Calculator

With flexible qualification guidelines, FHA loans are particularly designed to benefit first-time homebuyers and buyers who don’t have perfect credit or a lot of money to put down. FHA loan limits vary by county. Click here to see current limits and contact Academy to see if you qualify.

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Affordability Calculator

Team 101’s affordability calculator helps you to determine how much house you can afford. It takes into account your annual income, monthly debts, and specified mortgage rate to calculate a home purchase price that fits within your budget.

My Mortgage App

A TOOL TO SIMPLIFY THE HOME BUYING AND LENDING PROCESS. DOWNLOAD IT FOR FREE TODAY!

  • Calculate your mortgage payment with the most advanced mortgage calculators on the market

  • Scan your documents and submit them using your phone

  • Get updates on your loan throughout the process

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Deidre’s Reviews

UNBIASED PAST CLIENT OPINIONS ABOUT DEIDRE KAY FROM AROUND THE WEB

    Buyer Resources

    SIMPLIFY THE MORTGAGE PROCESS WITH ACADEMY MORTGAGE TEAM 101’S HOMEBUYER RESOURCES

    Loan Documentation Checklist

    Tips for a Simple Loan Approval

    Improving Your Credit Score

    Basic Tips for Getting a Mortgage

    Buying vs. Renting

    10 Steps to Homeownership

    Comparison of Common Loan Programs

    Locking Your Interest Rate

    Contact Deidre right away and start on the path towards homeownership with Academy Mortgage Team 101!
    Fill out the form below and I will reach out to you right away to schedule a no-cost consultation.

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    LET’S GET STARTED

    I’m here to help answer your questions. The mortgage process can, but doesn’t have to be, complicated. Use this form if you’d like to learn more about eligibility, rates, special programs, refi opportunities, or pretty much any other question that you can dream up…